The SBI Railway Card is a unique, one-of-its-kind Credit Card that gives you the power to get FREE railway tickets and thereby, helps you get better value for your money. Especially brought to you by SBI Card and Indian Railways through IRCTC, it keeps you a step ahead with a host of other unmatched benefits.
Apply for SBI IRCTC Credit Card & Get free 350 reward points + Rs.100 Cashback On First ATM withdrawal. You can also get 1% Cashback on petrol pump with IRCTC Credit Card. Follow below mentioned steps to apply for a New SBI Credit Card.

Steps To Apply SBI IRCTC Credit Card
● First Goto Credit Card Apply Page
● Fill Up All Required Details
● Verify Your Mobile Number
● Finally, Apply For Credit Card
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Key Features Of IRCTC SBI Platinum Credit Card
✔ Free 350 Reward Point As Welcome Bonus
✔ Rs.100 Cashback On First ATM withdrawal
✔ 1% Cashback on a Fuel pump
✔ Upto 10% Cashback On Railway Tickets Booking
IRCTC Credit Card Charges
Name | Charges |
Annual Fee (one-time) | ₹500 |
Renewal Fee (per annum) | ₹300 |
Add-on Fee (per annum) | Nill |
Cash Advance limit | Up to 80% of the set credit limit or Rs. 15,000 for platinum cards. |
Free Credit Period | Upto 45 Days |
Cash Advance Charges | Up to 3.35% per month |
Late Payment Charges | SBI does not charge any fee for outstanding amounts of up to Rs. 200. However, for the |
Overlimit | 2.5% of the amount over limit, subject to a minimum of ₹500. |
Card replacement | ₹100 |
Foreign Currency Transaction | 3.5% conversion mark up |
IRCTC credit card offers

- Save 1.8% transaction charges on railway ticket bookings on www.irctc.co.in
- Earn upto 10% Valueback as Reward points on tickets booking through irctc.co.in for AC1, AC2. AC3 and AC CC
- Shop, dine, travel on your SBI Railway Card and earn 1 Railway Point for every Rs. 125 of retail spends
- Get a complimentary personal accident insurance cover of Rs. 10 lac in the event of loss of life resulting from a train accident, while traveling on a valid ticket
SBI IRCTC Credit Card Eligibility
Documentation
- PAN Card
- Income Proof: Latest Income Tax Return Form/ Form 16/ Salary Slip/ Salary Certificate
- Address Proof: Telephone Bill/ Passport/ Electricity Bill/ Bank Passbook / Letter from recognized public authority / Aadhaar Card/ Ration Card
- Passport size photograph
- Identity proof
Advantage Of IRCTC SBI Platinum Credit Card
Welcome Gift
- Get 350 activation bonus Reward points on spending Rs. 500 or more within 45 days of card issuance
- Earn Rs. 100 cash back on your first ATM cash withdrawal within 30 days of receiving the card
Value Back Benefits
- Buy tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn upto 10% Valueback as Reward points. (1 Reward Point = Rs. 1)
- Get 1 Reward point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases at irctc.co.in
Fuel Surcharge Waiver
- Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 – Rs. 3,000, exclusive of GST and other charges
Global Acceptance
- Your IRCTC SBI Platinum Card is a travel card and can be used in over 29 million Visa outlets worldwide & 3,25,000 outlets in India. Just look for the Visa sign of acceptance and present your card for the payment
More SBI Credit Card
- SBI Simply Save Credit Card: Get Free 2000 Reward Points As Welcome Gift + 10x Reward Points
- SBI Elite Credit Card: Get ₹5000 Gift Voucher + 2 Movie Tickets Every Month + More Offer Inside
- SBI SimplyCLICK Credit Card: Get Free Amazon Voucher Worth Rs.500 + 10x Reward Point + No Annual Fee
How to check SBI IRCTC credit card application status
You can check IRCTC credit card status online by following below mentioned steps
First visit SBI card official website- Scroll down and find Track your application

3. Enter your Reference number and hit Track button
SBI IRCTC credit card customer care
Contact IRCTC SBI credit card customer care if you are facing any problems.
Call: 0124-4589803
Twitter: @SBICard_Connect
Fax: 0124-2567131
ITS FRAUD DONT USE THIS CARD